Business OS vs Tally and Zoho: how import and AI approvals differ
This page sets out the factual differences between BiltIQ Business OS and Tally or Zoho in two areas: moving your data across, and how changes get approved. Tally and Zoho are established products on sale today. Business OS is an AI ERP and CRM whose subscription is not yet on sale; it opens in Jul 2027 (targeted).
We'll walk you through it on sample data.
The short version
- Availability. Tally and Zoho are on sale today. The Business OS subscription is not yet on sale; it opens in Jul 2027 (targeted).
- The difference we build for. An SI copilot with 66 tools, where the 23 that change data wait for a person, on one pipeline from lead to ledger.
- Moving across. There is no direct Tally or Zoho importer in Business OS yet.
Moving your data: what is true today
| Business OS | Tally / Zoho | |
|---|---|---|
| Direct importer from the other product | None yet; on the roadmap | See the vendor's own import and export options |
| Opening balances | Entered per account at go-live | — |
| Inventory and BOMs | Import from Excel/CSV | — |
| HR attendance | Import from Excel/CSV | — |
Moving from Tally or Zoho: opening balances set at go-live; inventory and BOMs import from Excel/CSV; a direct Tally/Zoho importer is on the roadmap.
Approval workflow with AI: how Business OS works
In Business OS, the AI copilot can propose changes through 66 tools. The 23 that change data wait for a person: each proposal is frozen with a preview in the approval inbox, and it expires after 72 hours if nobody approves it. Role permissions are closed by default, and every copilot call goes to an append-only log. CRM, sales, accounts, projects and HR share this one approval path. For how approvals work in Tally or Zoho, see each vendor's current documentation; features vary by product and edition.
What Business OS does not do yet
- IRN e-invoice and the e-way bill API (the e-way bill is typed by hand today).
- A direct Tally or Zoho importer.
- On-prem file storage for own-it installs (files sit in GCS or S3 today).
Which should you choose?
- Stay on your current system if you need a product on sale today, or e-invoicing with an IRN now.
- Join the Business OS waitlist if you want CRM, accounts, stock, projects and HR on one pipeline, with your SI proposing and a person approving, and Jul 2027 (targeted) suits your plans.
Business OS price
₹3,500 a month per firm; larger firms ₹4.5 L a year + ₹5 L implementation. Launch pricing; not yet on sale; opens Jul 2027 (targeted). Ex-GST. We do not quote other vendors' prices; check their current price lists.
Key facts: Compare: Business OS vs Tally/Zoho
- No direct Tally or Zoho importer; inventory, BOMs and HR attendance import from Excel/CSV; opening balances are set at go-live.Business OS code audit, Oct 2026
- 66 AI tools; the 23 that change data all wait for human approval, and an unapproved change expires after 72 hours.Business OS code audit, Oct 2026
- GST with GSTR-1 export and 5% UAE VAT invoicing and a monthly VAT summary are built; IRN e-invoice and the e-way bill API are roadmap items.Business OS code audit, Oct 2026
- Subscribe: ₹3,500 a month per firm; launch pricing; not yet on sale; opens Jul 2027 (targeted). Ex-GST.BiltIQ price list, Oct 2026
FAQ
Can the Business OS AI ERP import data from Tally or Zoho?
Not directly yet. Business OS has no Tally or Zoho importer; it is on the roadmap. Today, opening balances are set per account at go-live, and inventory, production BOMs and HR attendance import from Excel or CSV. BiltIQ scopes the move on a scoping call and confirms it in a written phase-1 plan before you commit.
How is AI approval in Business OS different from Tally or Zoho?
We can only speak for Business OS. Its AI copilot proposes changes through 66 tools, and the 23 that change data wait for a person, with a preview and a 72-hour expiry. Every copilot call goes to an append-only log. For approvals in Tally or Zoho, see each vendor's current documentation, because features vary by product and edition.
Does the Business OS AI accounting software handle GST?
Yes. GST and GSTR-1 export are built, along with double-entry books, a TDS register and certificates, and bank reconciliation. 5% UAE VAT invoicing and a monthly VAT summary are built too. IRN e-invoice and the e-way bill API are roadmap items, so a firm that must issue e-invoices with an IRN today should not plan on Business OS for that yet.
Should we switch from Tally or Zoho to an AI ERP now?
Not yet, if you need something on sale today. The Business OS subscription opens in Jul 2027 (targeted) at launch pricing of ₹3,500 a month per firm, and it is not yet on sale. If one pipeline with your SI proposing and a person approving suits you, join the 2027 waitlist and plan the move with us.
Is the Business OS AI ERP available in the UAE as well?
It is planned for the UAE as the same product. 5% UAE VAT invoicing and a monthly VAT summary built; subscription not yet on sale (opens Jul 2027, targeted). PINT AE e-invoicing is targeted for Mar 2027, and the UAE launch pricing is $12K a year per firm plus $15K implementation. BiltIQ is not an accredited service provider, so UAE firms appoint their own.
Plan your move to an SI-ready ERP
We'll walk you through it on sample data. Or write to [email protected], or call or WhatsApp +91 89868 60088 (messages go straight to our CRM).